Loan Agreement

Made under the laws of Zambia between the parties named below.

1. The parties

The Lender

Vivica Suppliers trading as Vivica Loans
Registered business name No. 320210017982
TPIN 1011581746
Registered office: Plot No. 218, Kuomboka, Lusaka Province
Trading office: House No. 27, Bupinguli, Kamwala South, Lusaka
+260 973 952 990 · info@vivicaloans.com

The Borrower

Full name

NRC number

Address

Phone

Employer

2. Loan particulars

3. Repayment schedule

This schedule forms part of the agreement and is issued to the borrower with it.

4. Terms and conditions

Clauses to be inserted. The operative terms — repayment obligation, payroll deduction authority, late payment, default and recovery, early settlement, extension, governing law — have not been drafted or approved. See the Terms & Conditions page for the structure they must follow. No wording has been invented for this specimen.

5. Declarations

The Borrower confirms the information given in the application is true and complete.
The Borrower has read the repayment schedule above and understands the total amount repayable.
The Borrower consents to verification of employment and income as set out in the verification consent.
Further declarations to be added on legal approval.

6. Signatures

BorrowerName, signature and date

WitnessName, signature and date

For Vivica SuppliersAuthorised officer and date