Apply for a loan — Vivica Loans

What do you need?

Nothing is submitted until the final step.

Loan product

Amount you want to borrow (K)

Enter an amount inside the range shown.

Repayment period

Monthly repayment K0.00

Amount borrowed—

Arrangement fee—

Amount you receive—

Interest—

Total interest—

Total cost of credit—

Total you repay—

Loan term—

First repayment—

Final repayment—

About you

As it appears on your NRC.

First name

Required.

Surname

Required.

NRC number

Use the format on your NRC, e.g. 123456/78/9.

Date of birth

You must be 18 or over to apply.

TPIN

Your TPIN is the 10-digit number on your ZRA certificate.

Phone (WhatsApp)

Enter a number we can call, e.g. 0977 123 456.

Email

Province

Required.

Town or city

Required.

Residential address

Where you actually live

Required.

Your employment

We may contact your employer to verify these details, with your consent.

Employer name

Required.

Job title

Required.

Employer address

Required.

Employer phone

Enter a number we can call.

Employer's company email

Enter your employer's email address, such as HR or payroll.

Employment type

Required.

Length of employment

Required.

Monthly gross salary (K)

Before deductions

Required.

Monthly net salary (K)

What actually reaches you

Required.

Salary payment date

Required.

Bank your salary is paid into

Required.

Employee or payroll number

Your documents

Attach what you have now — PDF, JPG or PNG, up to 10 MB each. A clear photo from your phone is fine. You can send the rest on WhatsApp afterwards.

Check and confirm

Please read this back before you submit.

I confirm the information I have given is true and complete.

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I have read and accept the Terms & Conditions and the Privacy Policy.

Please accept to continue.

Apply in about five minutes.

What do you need?

About you

Your employment

Your business

The asset you are offering

Your guarantor

Your documents

Check and confirm